All your monies, one clear picture.
MyMoniesTracker links your bank, card, loan and investment accounts, then keeps budgets, bills and net worth current without a spreadsheet. No ads. We never sell your data.
Opening to a small invite-only group first, so every early user gets a direct line to the builder.
The parts of money management that usually live in six tabs.
Everything below runs on your real transactions, synced automatically after you link an account.
Connect your accounts
Link checking, savings, credit cards, loans and investments through Plaid. Transactions and balances refresh on a schedule you can see.
Net worth, including your home
Assets minus liabilities, with property values refreshed from market data so the number you track is the whole picture.
Budgets that fit how you spend
Monthly, multi-month or one-off budgets, with carry-over rules you choose. Totals are compared to the cent, not rounded.
Bills and recurring
Set an anchor date once and every due date follows. Mark bills paid and see what is left before payday.
Spending without the noise
Transfers between your own accounts are matched and excluded, so spending by category reflects what actually left your pocket.
Insights, only with your consent
An intelligent AI-powered weekly report and Ask box for questions about your own data. You choose what is shared; hidden accounts are never included.
Useful on the first screen, not after a week of setup.
Create your account
Email, password and a second factor. Sign-in is protected from day one.
Link an institution, or explore first
Connect a bank through Plaid, or look around with sample data before linking anything.
See the dashboard
Net worth, budgets, bills and spending are populated from your history as soon as the first sync finishes.
The app teaches as it tracks.
Short learning tracks on budgeting, debt, saving and investing basics sit next to your own numbers, so each lesson has a live example.
A score that explains itself: every point names the habit behind it and what would move it.
Sample data. Your score uses your own accounts.
Pay for connections, not for features you will never open.
Pay yearly and get two or more months free. Prices in USD.
Explore
Always free
- Every screen with sample data
- Learning tracks
- CSV import
- No linked institutions
Basic
or $24 / year (save $12)
- Up to 2 linked institutions
- Budgets, bills, spending, net worth
- Automatic transfer matching
- Encrypted export of your data
Pro
or $96 / year (save $24)
- Up to 12 linked institutions
- Everything in Basic
- Investment holdings and liabilities
- Up to 3 properties with market values
- Weekly report and 10 Ask questions a month
An institution is one bank, card issuer or brokerage login, however many accounts it holds. Change plans or cancel from your account page at any time.
Built the way a bank integration should be.
- We never see your bank password.Plaid handles the login. MyMoniesTracker receives read-only access and cannot move money.
- Each connection gets its own encryption key.Access tokens are wrapped with AWS KMS keys. The web app can encrypt them but cannot read them back.
- Two-factor sign-in, always.Sensitive actions ask for a fresh factor, not just an open session.
- Encrypted backups you can take with you.Export everything as an encrypted file. Delete your account and the data is gone, with a short grace period.
- Reviewed before every release.Threat model, permission matrix and a daily scan of the built code. Nothing reaches production without passing the gate.
No ads. We never sell your data. Perks are opt-in and never targeted.
Your transactions are used to run your dashboard and nothing else. We do not build advertising profiles, share data with data brokers, or rank you for anyone. Accounts you hide stay out of totals, alerts and reports.
Questions about data handling: [email protected]
Opening to a small group first.
The first users join by invitation while the hosted version is finished and reviewed. Send a note with how many institutions you would link, and you will get a reply from the team building it.